This report aims to provide a comprehensive presentation of the global market for Buy Now Pay Later Platform, with both quantitative and qualitative analysis, to help readers develop business/growth strategies, assess the market competitive situation, analyze their position in the current marketplace, and make informed business decisions regarding Buy Now Pay Later Platform. This report contains market size and forecasts of Buy Now Pay Later Platform in global, including the following market information:
Global Buy Now Pay Later Platform Market Revenue, 2018-2023, 2024-2032, ($ millions)
Global top five companies in 2022 (%)
The global Buy Now Pay Later Platform market was valued at US$ million in 2022 and is projected to reach US$ million by 2029, at a CAGR of % during the forecast period. The influence of COVID-19 and the Russia-Ukraine War were considered while estimating market sizes.
The U.S. Market is Estimated at $ Million in 2022, While China is to reach $ Million.
4-month Interest-free Segment to Reach $ Million by 2029, with a % CAGR in next six years.
The global key manufacturers of Buy Now Pay Later Platform include Afterpay, Zippay, VISA, Sezzle, Affirm, Paypal, Splitit, Latitude Financial Services and Klarna, etc. in 2022, the global top five players have a share approximately % in terms of revenue.
We surveyed the Buy Now Pay Later Platform companies, and industry experts on this industry, involving the revenue, demand, product type, recent developments and plans, industry trends, drivers, challenges, obstacles, and potential risks.
Total Market by Segment:
Global Buy Now Pay Later Platform Market, by Type, 2018-2023, 2024-2032 ($ millions)
Global Buy Now Pay Later Platform Market Segment Percentages, by Type, 2022 (%)
4-month Interest-free
6-month Interest-free
Others
Global Buy Now Pay Later Platform Market, by Application, 2018-2023, 2024-2032 ($ millions)
Global Buy Now Pay Later Platform Market Segment Percentages, by Application, 2022 (%)
Fashion & Garment Industry
Consumer Electronics
Cosmetic Industry
Healthcare
Others
Global Buy Now Pay Later Platform Market, By Region and Country, 2018-2023, 2024-2032 ($ Millions)
Global Buy Now Pay Later Platform Market Segment Percentages, By Region and Country, 2022 (%)
North America
US
Canada
Mexico
Europe
Germany
France
U.K.
Italy
Russia
Nordic Countries
Benelux
Rest of Europe
Asia
China
Japan
South Korea
Southeast Asia
India
Rest of Asia
South America
Brazil
Argentina
Rest of South America
Middle East & Africa
Turkey
Israel
Saudi Arabia
UAE
Rest of Middle East & Africa
Competitor Analysis
The report also provides analysis of leading market participants including:
Key companies Buy Now Pay Later Platform revenues in global market, 2018-2023 (estimated), ($ millions)
Key companies Buy Now Pay Later Platform revenues share in global market, 2022 (%)
Further, the report presents profiles of competitors in the market, key players include:
Afterpay
Zippay
VISA
Sezzle
Affirm
Paypal
Splitit
Latitude Financial Services
Klarna
Humm
Openpay
Outline of Major Chapters:
Chapter 1: Introduces the definition of Buy Now Pay Later Platform, market overview.
Chapter 2: Global Buy Now Pay Later Platform market size in revenue.
Chapter 3: Detailed analysis of Buy Now Pay Later Platform company competitive landscape, revenue and market share, latest development plan, merger, and acquisition information, etc.
Chapter 4: Provides the analysis of various market segments by type, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different market segments.
Chapter 5: Provides the analysis of various market segments by application, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different downstream markets.
Chapter 6: Sales of Buy Now Pay Later Platform in regional level and country level. It provides a quantitative analysis of the market size and development potential of each region and its main countries and introduces the market development, future development prospects, market space of each country in the world.
Chapter 7: Provides profiles of key players, introducing the basic situation of the main companies in the market in detail, including product sales, revenue, price, gross margin, product introduction, recent development, etc.
Chapter 8: The main points and conclusions of the report.
TABLE OF CONTENTS
1 Introduction to Research & Analysis Reports
1.1 Buy Now Pay Later Platform Market Definition
1.2 Market Segments
1.2.1 Market by Type
1.2.2 Market by Application
1.3 Global Buy Now Pay Later Platform Market Overview
1.4 Features & Benefits of This Report
1.5 Methodology & Sources of Information
1.5.1 Research Methodology
1.5.2 Research Process
1.5.3 Base Year
1.5.4 Report Assumptions & Caveats
2 Global Buy Now Pay Later Platform Overall Market Size
2.1 Global Buy Now Pay Later Platform Market Size: 2022 VS 2032
2.2 Global Buy Now Pay Later Platform Market Size, Prospects & Forecasts: 2018-2032
2.3 Key Market Trends, Opportunity, Drivers and Restraints
2.3.1 Market Opportunities & Trends
2.3.2 Market Drivers
2.3.3 Market Restraints
3 Company Landscape
3.1 Top Buy Now Pay Later Platform Players in Global Market
3.2 Top Global Buy Now Pay Later Platform Companies Ranked by Revenue
3.3 Global Buy Now Pay Later Platform Revenue by Companies
3.4 Top 3 and Top 5 Buy Now Pay Later Platform Companies in Global Market, by Revenue in 2022
3.5 Global Companies Buy Now Pay Later Platform Product Type
3.6 Tier 1, Tier 2 and Tier 3 Buy Now Pay Later Platform Players in Global Market
3.6.1 List of Global Tier 1 Buy Now Pay Later Platform Companies
3.6.2 List of Global Tier 2 and Tier 3 Buy Now Pay Later Platform Companies
4 Market Sights by Product
4.1 Overview
4.1.1 By Type - Global Buy Now Pay Later Platform Market Size Markets, 2022 & 2032
4.1.2 4-month Interest-free
4.1.3 6-month Interest-free
4.1.4 Others
4.2 By Type - Global Buy Now Pay Later Platform Revenue & Forecasts
4.2.1 By Type - Global Buy Now Pay Later Platform Revenue, 2018-2023
4.2.2 By Type - Global Buy Now Pay Later Platform Revenue, 2024-2032
4.2.3 By Type - Global Buy Now Pay Later Platform Revenue Market Share, 2018-2032
5 Sights by Application
5.1 Overview
5.1.1 By Application - Global Buy Now Pay Later Platform Market Size, 2022 & 2032
5.1.2 Fashion & Garment Industry
5.1.3 Consumer Electronics
5.1.4 Cosmetic Industry
5.1.5 Healthcare
5.1.6 Others
5.2 By Application - Global Buy Now Pay Later Platform Revenue & Forecasts
5.2.1 By Application - Global Buy Now Pay Later Platform Revenue, 2018-2023
5.2.2 By Application - Global Buy Now Pay Later Platform Revenue, 2024-2032
5.2.3 By Application - Global Buy Now Pay Later Platform Revenue Market Share, 2018-2032
6 Sights by Region
6.1 By Region - Global Buy Now Pay Later Platform Market Size, 2022 & 2032
6.2 By Region - Global Buy Now Pay Later Platform Revenue & Forecasts
6.2.1 By Region - Global Buy Now Pay Later Platform Revenue, 2018-2023
6.2.2 By Region - Global Buy Now Pay Later Platform Revenue, 2024-2032
6.2.3 By Region - Global Buy Now Pay Later Platform Revenue Market Share, 2018-2032
6.3 North America
6.3.1 By Country - North America Buy Now Pay Later Platform Revenue, 2018-2032
6.3.2 US Buy Now Pay Later Platform Market Size, 2018-2032
6.3.3 Canada Buy Now Pay Later Platform Market Size, 2018-2032
6.3.4 Mexico Buy Now Pay Later Platform Market Size, 2018-2032
6.4 Europe
6.4.1 By Country - Europe Buy Now Pay Later Platform Revenue, 2018-2032
6.4.2 Germany Buy Now Pay Later Platform Market Size, 2018-2032
6.4.3 France Buy Now Pay Later Platform Market Size, 2018-2032
6.4.4 U.K. Buy Now Pay Later Platform Market Size, 2018-2032
6.4.5 Italy Buy Now Pay Later Platform Market Size, 2018-2032
6.4.6 Russia Buy Now Pay Later Platform Market Size, 2018-2032
6.4.7 Nordic Countries Buy Now Pay Later Platform Market Size, 2018-2032
6.4.8 Benelux Buy Now Pay Later Platform Market Size, 2018-2032
6.5 Asia
6.5.1 By Region - Asia Buy Now Pay Later Platform Revenue, 2018-2032
6.5.2 China Buy Now Pay Later Platform Market Size, 2018-2032
6.5.3 Japan Buy Now Pay Later Platform Market Size, 2018-2032
6.5.4 South Korea Buy Now Pay Later Platform Market Size, 2018-2032
6.5.5 Southeast Asia Buy Now Pay Later Platform Market Size, 2018-2032
6.5.6 India Buy Now Pay Later Platform Market Size, 2018-2032
6.6 South America
6.6.1 By Country - South America Buy Now Pay Later Platform Revenue, 2018-2032
6.6.2 Brazil Buy Now Pay Later Platform Market Size, 2018-2032
6.6.3 Argentina Buy Now Pay Later Platform Market Size, 2018-2032
6.7 Middle East & Africa
6.7.1 By Country - Middle East & Africa Buy Now Pay Later Platform Revenue, 2018-2032
6.7.2 Turkey Buy Now Pay Later Platform Market Size, 2018-2032
6.7.3 Israel Buy Now Pay Later Platform Market Size, 2018-2032
6.7.4 Saudi Arabia Buy Now Pay Later Platform Market Size, 2018-2032
6.7.5 UAE Buy Now Pay Later Platform Market Size, 2018-2032
7 Buy Now Pay Later Platform Companies Profiles
7.1 Afterpay
7.1.1 Afterpay Company Summary
7.1.2 Afterpay Business Overview
7.1.3 Afterpay Buy Now Pay Later Platform Major Product Offerings
7.1.4 Afterpay Buy Now Pay Later Platform Revenue in Global Market (2018-2023)
7.1.5 Afterpay Key News & Latest Developments
7.2 Zippay
7.2.1 Zippay Company Summary
7.2.2 Zippay Business Overview
7.2.3 Zippay Buy Now Pay Later Platform Major Product Offerings
7.2.4 Zippay Buy Now Pay Later Platform Revenue in Global Market (2018-2023)
7.2.5 Zippay Key News & Latest Developments
7.3 VISA
7.3.1 VISA Company Summary
7.3.2 VISA Business Overview
7.3.3 VISA Buy Now Pay Later Platform Major Product Offerings
7.3.4 VISA Buy Now Pay Later Platform Revenue in Global Market (2018-2023)
7.3.5 VISA Key News & Latest Developments
7.4 Sezzle
7.4.1 Sezzle Company Summary
7.4.2 Sezzle Business Overview
7.4.3 Sezzle Buy Now Pay Later Platform Major Product Offerings
7.4.4 Sezzle Buy Now Pay Later Platform Revenue in Global Market (2018-2023)
7.4.5 Sezzle Key News & Latest Developments
7.5 Affirm
7.5.1 Affirm Company Summary
7.5.2 Affirm Business Overview
7.5.3 Affirm Buy Now Pay Later Platform Major Product Offerings
7.5.4 Affirm Buy Now Pay Later Platform Revenue in Global Market (2018-2023)
7.5.5 Affirm Key News & Latest Developments
7.6 Paypal
7.6.1 Paypal Company Summary
7.6.2 Paypal Business Overview
7.6.3 Paypal Buy Now Pay Later Platform Major Product Offerings
7.6.4 Paypal Buy Now Pay Later Platform Revenue in Global Market (2018-2023)
7.6.5 Paypal Key News & Latest Developments
7.7 Splitit
7.7.1 Splitit Company Summary
7.7.2 Splitit Business Overview
7.7.3 Splitit Buy Now Pay Later Platform Major Product Offerings
7.7.4 Splitit Buy Now Pay Later Platform Revenue in Global Market (2018-2023)
7.7.5 Splitit Key News & Latest Developments
7.8 Latitude Financial Services
7.8.1 Latitude Financial Services Company Summary
7.8.2 Latitude Financial Services Business Overview
7.8.3 Latitude Financial Services Buy Now Pay Later Platform Major Product Offerings
7.8.4 Latitude Financial Services Buy Now Pay Later Platform Revenue in Global Market (2018-2023)
7.8.5 Latitude Financial Services Key News & Latest Developments
7.9 Klarna
7.9.1 Klarna Company Summary
7.9.2 Klarna Business Overview
7.9.3 Klarna Buy Now Pay Later Platform Major Product Offerings
7.9.4 Klarna Buy Now Pay Later Platform Revenue in Global Market (2018-2023)
7.9.5 Klarna Key News & Latest Developments
7.10 Humm
7.10.1 Humm Company Summary
7.10.2 Humm Business Overview
7.10.3 Humm Buy Now Pay Later Platform Major Product Offerings
7.10.4 Humm Buy Now Pay Later Platform Revenue in Global Market (2018-2023)
7.10.5 Humm Key News & Latest Developments
7.11 Openpay
7.11.1 Openpay Company Summary
7.11.2 Openpay Business Overview
7.11.3 Openpay Buy Now Pay Later Platform Major Product Offerings
7.11.4 Openpay Buy Now Pay Later Platform Revenue in Global Market (2018-2023)
7.11.5 Openpay Key News & Latest Developments
8 Conclusion
9 Appendix
9.1 Note
9.2 Examples of Clients
9.3 Disclaimer
LIST OF TABLES & FIGURES
List of Tables
Table 1. Buy Now Pay Later Platform Market Opportunities & Trends in Global Market
Table 2. Buy Now Pay Later Platform Market Drivers in Global Market
Table 3. Buy Now Pay Later Platform Market Restraints in Global Market
Table 4. Key Players of Buy Now Pay Later Platform in Global Market
Table 5. Top Buy Now Pay Later Platform Players in Global Market, Ranking by Revenue (2022)
Table 6. Global Buy Now Pay Later Platform Revenue by Companies, (US$, Mn), 2018-2023
Table 7. Global Buy Now Pay Later Platform Revenue Share by Companies, 2018-2023
Table 8. Global Companies Buy Now Pay Later Platform Product Type
Table 9. List of Global Tier 1 Buy Now Pay Later Platform Companies, Revenue (US$, Mn) in 2022 and Market Share
Table 10. List of Global Tier 2 and Tier 3 Buy Now Pay Later Platform Companies, Revenue (US$, Mn) in 2022 and Market Share
Table 11. By Type ? Global Buy Now Pay Later Platform Revenue, (US$, Mn), 2022 & 2032
Table 12. By Type - Buy Now Pay Later Platform Revenue in Global (US$, Mn), 2018-2023
Table 13. By Type - Buy Now Pay Later Platform Revenue in Global (US$, Mn), 2024-2032
Table 14. By Application ? Global Buy Now Pay Later Platform Revenue, (US$, Mn), 2022 & 2032
Table 15. By Application - Buy Now Pay Later Platform Revenue in Global (US$, Mn), 2018-2023
Table 16. By Application - Buy Now Pay Later Platform Revenue in Global (US$, Mn), 2024-2032
Table 17. By Region ? Global Buy Now Pay Later Platform Revenue, (US$, Mn), 2022 & 2032
Table 18. By Region - Global Buy Now Pay Later Platform Revenue (US$, Mn), 2018-2023
Table 19. By Region - Global Buy Now Pay Later Platform Revenue (US$, Mn), 2024-2032
Table 20. By Country - North America Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2023
Table 21. By Country - North America Buy Now Pay Later Platform Revenue, (US$, Mn), 2024-2032
Table 22. By Country - Europe Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2023
Table 23. By Country - Europe Buy Now Pay Later Platform Revenue, (US$, Mn), 2024-2032
Table 24. By Region - Asia Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2023
Table 25. By Region - Asia Buy Now Pay Later Platform Revenue, (US$, Mn), 2024-2032
Table 26. By Country - South America Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2023
Table 27. By Country - South America Buy Now Pay Later Platform Revenue, (US$, Mn), 2024-2032
Table 28. By Country - Middle East & Africa Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2023
Table 29. By Country - Middle East & Africa Buy Now Pay Later Platform Revenue, (US$, Mn), 2024-2032
Table 30. Afterpay Company Summary
Table 31. Afterpay Buy Now Pay Later Platform Product Offerings
Table 32. Afterpay Buy Now Pay Later Platform Revenue (US$, Mn) & (2018-2023)
Table 33. Afterpay Key News & Latest Developments
Table 34. Zippay Company Summary
Table 35. Zippay Buy Now Pay Later Platform Product Offerings
Table 36. Zippay Buy Now Pay Later Platform Revenue (US$, Mn) & (2018-2023)
Table 37. Zippay Key News & Latest Developments
Table 38. VISA Company Summary
Table 39. VISA Buy Now Pay Later Platform Product Offerings
Table 40. VISA Buy Now Pay Later Platform Revenue (US$, Mn) & (2018-2023)
Table 41. VISA Key News & Latest Developments
Table 42. Sezzle Company Summary
Table 43. Sezzle Buy Now Pay Later Platform Product Offerings
Table 44. Sezzle Buy Now Pay Later Platform Revenue (US$, Mn) & (2018-2023)
Table 45. Sezzle Key News & Latest Developments
Table 46. Affirm Company Summary
Table 47. Affirm Buy Now Pay Later Platform Product Offerings
Table 48. Affirm Buy Now Pay Later Platform Revenue (US$, Mn) & (2018-2023)
Table 49. Affirm Key News & Latest Developments
Table 50. Paypal Company Summary
Table 51. Paypal Buy Now Pay Later Platform Product Offerings
Table 52. Paypal Buy Now Pay Later Platform Revenue (US$, Mn) & (2018-2023)
Table 53. Paypal Key News & Latest Developments
Table 54. Splitit Company Summary
Table 55. Splitit Buy Now Pay Later Platform Product Offerings
Table 56. Splitit Buy Now Pay Later Platform Revenue (US$, Mn) & (2018-2023)
Table 57. Splitit Key News & Latest Developments
Table 58. Latitude Financial Services Company Summary
Table 59. Latitude Financial Services Buy Now Pay Later Platform Product Offerings
Table 60. Latitude Financial Services Buy Now Pay Later Platform Revenue (US$, Mn) & (2018-2023)
Table 61. Latitude Financial Services Key News & Latest Developments
Table 62. Klarna Company Summary
Table 63. Klarna Buy Now Pay Later Platform Product Offerings
Table 64. Klarna Buy Now Pay Later Platform Revenue (US$, Mn) & (2018-2023)
Table 65. Klarna Key News & Latest Developments
Table 66. Humm Company Summary
Table 67. Humm Buy Now Pay Later Platform Product Offerings
Table 68. Humm Buy Now Pay Later Platform Revenue (US$, Mn) & (2018-2023)
Table 69. Humm Key News & Latest Developments
Table 70. Openpay Company Summary
Table 71. Openpay Buy Now Pay Later Platform Product Offerings
Table 72. Openpay Buy Now Pay Later Platform Revenue (US$, Mn) & (2018-2023)
Table 73. Openpay Key News & Latest Developments
List of Figures
Figure 1. Buy Now Pay Later Platform Segment by Type in 2022
Figure 2. Buy Now Pay Later Platform Segment by Application in 2022
Figure 3. Global Buy Now Pay Later Platform Market Overview: 2022
Figure 4. Key Caveats
Figure 5. Global Buy Now Pay Later Platform Market Size: 2022 VS 2032 (US$, Mn)
Figure 6. Global Buy Now Pay Later Platform Revenue, 2018-2032 (US$, Mn)
Figure 7. The Top 3 and 5 Players Market Share by Buy Now Pay Later Platform Revenue in 2022
Figure 8. By Type - Global Buy Now Pay Later Platform Revenue Market Share, 2018-2032
Figure 9. By Application - Global Buy Now Pay Later Platform Revenue Market Share, 2018-2032
Figure 10. By Type - Global Buy Now Pay Later Platform Revenue, (US$, Mn), 2022 & 2032
Figure 11. By Type - Global Buy Now Pay Later Platform Revenue Market Share, 2018-2032
Figure 12. By Application - Global Buy Now Pay Later Platform Revenue, (US$, Mn), 2022 & 2032
Figure 13. By Application - Global Buy Now Pay Later Platform Revenue Market Share, 2018-2032
Figure 14. By Region - Global Buy Now Pay Later Platform Revenue Market Share, 2018-2032
Figure 15. By Country - North America Buy Now Pay Later Platform Revenue Market Share, 2018-2032
Figure 16. US Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2032
Figure 17. Canada Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2032
Figure 18. Mexico Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2032
Figure 19. By Country - Europe Buy Now Pay Later Platform Revenue Market Share, 2018-2032
Figure 20. Germany Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2032
Figure 21. France Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2032
Figure 22. U.K. Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2032
Figure 23. Italy Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2032
Figure 24. Russia Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2032
Figure 25. Nordic Countries Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2032
Figure 26. Benelux Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2032
Figure 27. By Region - Asia Buy Now Pay Later Platform Revenue Market Share, 2018-2032
Figure 28. China Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2032
Figure 29. Japan Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2032
Figure 30. South Korea Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2032
Figure 31. Southeast Asia Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2032
Figure 32. India Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2032
Figure 33. By Country - South America Buy Now Pay Later Platform Revenue Market Share, 2018-2032
Figure 34. Brazil Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2032
Figure 35. Argentina Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2032
Figure 36. By Country - Middle East & Africa Buy Now Pay Later Platform Revenue Market Share, 2018-2032
Figure 37. Turkey Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2032
Figure 38. Israel Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2032
Figure 39. Saudi Arabia Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2032
Figure 40. UAE Buy Now Pay Later Platform Revenue, (US$, Mn), 2018-2032
Figure 41. Afterpay Buy Now Pay Later Platform Revenue Year Over Year Growth (US$, Mn) & (2018-2023)
Figure 42. Zippay Buy Now Pay Later Platform Revenue Year Over Year Growth (US$, Mn) & (2018-2023)
Figure 43. VISA Buy Now Pay Later Platform Revenue Year Over Year Growth (US$, Mn) & (2018-2023)
Figure 44. Sezzle Buy Now Pay Later Platform Revenue Year Over Year Growth (US$, Mn) & (2018-2023)
Figure 45. Affirm Buy Now Pay Later Platform Revenue Year Over Year Growth (US$, Mn) & (2018-2023)
Figure 46. Paypal Buy Now Pay Later Platform Revenue Year Over Year Growth (US$, Mn) & (2018-2023)
Figure 47. Splitit Buy Now Pay Later Platform Revenue Year Over Year Growth (US$, Mn) & (2018-2023)
Figure 48. Latitude Financial Services Buy Now Pay Later Platform Revenue Year Over Year Growth (US$, Mn) & (2018-2023)
Figure 49. Klarna Buy Now Pay Later Platform Revenue Year Over Year Growth (US$, Mn) & (2018-2023)
Figure 50. Humm Buy Now Pay Later Platform Revenue Year Over Year Growth (US$, Mn) & (2018-2023)
Figure 51. Openpay Buy Now Pay Later Platform Revenue Year Over Year Growth (US$, Mn) & (2018-2023)
